Benefits for Buyers with Energy Efficient Homes

Energy Efficient Mortgages give borrowers the opportunity to finance cost-effective, energy-saving measures as part of a single mortgage and stretch debt-to-income qualifying ratios on loans thereby allowing borrowers to qualify for a larger loan amount.

In another words, Energy Efficient Mortgage is a nationwide program developed by HUD to allow loans to add 100% financing of Energy Improvements into the base loan you are qualified for during the purchase or refinancing of a home. The Energy Improvements are installed after the home loan closes in the borrower’s name and the benefits create value for the home and cost savings for the home owner.

The Long term value of creating an energy efficient home is the ability to sell your more for more money and quicker than a home that has not been retrofit into an energy efficient home. 

When you decide to sell and having conducted and retrofitted your residential property from the start, now you enjoy the unrealized value of your residential property when marketing your property for sale. This is one of your main advantage over other sellers in your area.  Saving money is always a positive when selling a home to the potential buyer.